Unsecured Loans & Lines. An individual term loan enables you to borrow a particular sum of money that can be used for many different reasons and repay it through regular monthly obligations

Unsecured Loans & Lines. An individual term loan enables you to borrow a particular sum of money that can be used for many different reasons and repay it through regular monthly obligations

Borrow with convenience and ease.

Personal Term Loan

These loans can certainly be a tool that is good building credit in the event that you make your repayments on time.

  • Fixed-rate, term, and fixed month-to-month repayment for living for the loan
  • Secured or unsecured without any security required
  • Substitute for credit cards giving you a predictable and repayment plan that is fixed
  • No penalty for payment for the loan whenever you want
  • Simple application that is online financing procedure

Personal Line of Credit

An individual credit line is a variable price loan that provides you usage of funds if you require it as much as an authorized borrowing limit.

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  • Use of funds with interest-only repayment choices
  • Offer overdraft security for the bank checking account
  • Combine smaller loans or repay high rate bank card balances
  • Frequently need no security to secure the relative personal credit line

Fresh Begin Loan System

The Horizon Bank Fresh begin Loan Program is ideal for you if you should be willing to ensure you get your credit score straight back on course or begin developing credit.

  • Loan quantities straight moved into a Certificate of Deposit for safe repayment, developing your credit and enhancing your credit history
  • Certificate of Deposit Funds available just since the loan is paid down
  • Your earnings is confirmed, your credit rating will never be considered for underwriting 1
  • Loan improvements offered by $1,000 to $10,000
  • Loan terms offered by 24 to 60 Months

Fresh Begin Loan System

1 Before you decide to can be eligible for the new Start Program, we’re going to validate your earnings, along with consider carefully your newest 24-month credit rating or any other repayment history indicators such as for example energy and phone bills. Your credit rating shall never be considered.

Note: your capability to settle determines your loan amount that is actual. The utmost debt that is overall have actually in comparison to your earnings cannot go beyond 50%.

Starter Overdraft Program

The Horizon Bank Starter Overdraft Program is actually for those clients that are trying to establish credit rating also protect their bank account.

Starter Overdraft Protection

  • An unsecured credit line that needs to be mounted on a Horizon Bank account that is checking
  • As much as a $300 credit line quantity and $250 minimum advance
  • Minimal repayment of $20.00 or 2%, whichever is greater
  • $20.00 overline charge when the mortgage stability goes on the limitation
  • 10 time elegance duration and a fee that is late of% of this repayment with at the least $1.00 and a maximum of $5.00
  • The least 12 months job that is current or even for clients with significantly less than a couple of years’ credit rating
  • Annual fee $34.00

Willing to get going?

Make that loan repayment

Link your Horizon Bank account that is checking your loan, or another standard bank, to setup automated repayments.

Pay utilizing Horizon Bank’s fast, easy-to-follow system that is automated and then make loan payments totally free.

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